Freddie Mac Loans

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MacGregor & Knight offered the lowest rate with the shortest closing time. They really helped us achieve our financial goals.

Amanda Seyfried

Multifamily Freddie Mac Loans
Freddie Mac Apartment and Multifamily Mortgage Lending Experts offers both Freddie Mac Multifamily financing and Freddie Mac SBL Loans (Freddie Mac Small Balance Apartment loans). Freddie delivers a diversified selection of multifamily loan products with respect to both the acquisitions and recapitalizations of apartment communities.

Historically, Freddie Mac was the federal government sponsored agency of choice with regard to higher balance multifamily financing (such as mobile home parks, health properties, affordable housing, student housing, etc.). Nevertheless, in an attempt to become more aggressive in the financial industry caused by heightened competition, early this year Freddie Mac launched a small balance program in order to compete with Fannie Mae – pricing its loans better than Fannie (the customarily more preferred program). Comparable to Fannie Mae, it features stringent underwriting requirements for properties and principals, but once accepted, there are a very limited number of multifamily lenders, exclusive of life companies concerning more substantial balances offers, which can compete.

Call us today toll-free at (833) APT-LEND to consult with a multifamily Freddie Mac loan expert, or complete this form to arrange for a complimentary assessment.

Sample Freddie Mac Terms for Apartment Loans

Terms:                  Floating, 3, 5, 7, 10 + year terms

Interest Rates:     Fixed Rates from 3.90%

Amortization:       Up to 30 years

Maximum LTV:     80% (subject to sub-market and debt service constraints)

Minimum DSCR:  From 1.25 for market-rate properties

Non-recourse with standard “bad boy” carve-outs

Early rate-lock option available for varying durations, typically ranging from 60 to 120 days until Freddie Mac purchase; Index Lock and Fast Track Early Rate-Lock options also available.

Prepayment Options: Yield maintenance until securitized followed by 2-year lockout; defeasance thereafter. No prepayment premium for final 90 days.


  • Highly competitive pricing.
  • Early rate lock.
  • Up to 80% LTV.
  • Partial-term and full-term interest-only available.
  • Supplemental loans available.
  • Non-recourse.


  • Selective of the properties they will finance.
  • Require financially strong borrowers.
MacGregor & Knight Multifamily Loan Specialists

Lower Rates, Responsive Experts, Quick Closings, Quality Customer Service

Multifamily Loan Options Include:

  • LTVs from 80%
  • Fixed rates from 3.75%
  • Amortizations from 30 years
  • Non-recourse
  • 45-day closings

Contact Us Today!

Call Toll Free: (833) APT-LEND